Returns & Refunds policy

Below are the three website-ready policies. Replace every bracketed item—especially your legal business name and email address—before publishing.

Important: Describe the purchase as access to your proprietary funding framework, prompts, resources, and digital guide delivered through a custom GPT. Do not describe it as selling ChatGPT itself. OpenAI’s terms prohibit reselling its services, while its GPT terms permit creators to share and promote their GPTs. OpenAI Terms, OpenAI Service Terms

Privacy Policy

Effective Date: July 16, 2026

Fast Funding Vault, operated by [LEGAL BUSINESS NAME] (“we,” “us,” or “our”), respects your privacy. This Privacy Policy explains how we collect, use, and protect information when you visit our website, purchase our digital products, or access the Fast Funding Vault GPT.

Information We Collect

We may collect:

  • Your name, email address, billing address, and order information.

  • Information you submit through contact forms or customer-support requests.

  • Website usage information, including browser type, device information, IP address, cookies, and page activity.

  • Transaction information provided by Hostinger, Stripe, PayPal, or another payment processor.

We do not directly collect or store your complete credit-card number. Payments are handled by third-party payment processors under their own privacy policies.

How We Use Your Information

We may use your information to:

  • Process and confirm purchases.

  • Deliver digital products and access instructions.

  • Provide customer support.

  • Send important product or policy updates.

  • Prevent fraud, misuse, or unauthorized sharing.

  • Improve our website, products, and customer experience.

  • Comply with applicable legal requirements.

Your Conversations With the GPT

Fast Funding Vault operates through ChatGPT, a third-party service provided by OpenAI. GPT builders cannot view users’ individual conversations with their GPTs. However, OpenAI processes information submitted through ChatGPT according to its own policies and the user’s ChatGPT plan and data-control settings. OpenAI GPT privacy information

Do not enter highly sensitive information into the Fast Funding Vault, including:

  • Social Security numbers

  • Bank-account or credit-card numbers

  • Passwords

  • Medical records

  • Confidential information belonging to another person

  • Any information you do not have permission to share

If the GPT uses an external application or service, relevant portions of a user’s input may be transmitted to that provider. Such providers operate under their own privacy policies.

Sharing Information

We may share necessary information with service providers that help us operate, including:

  • Hostinger

  • Stripe

  • PayPal

  • OpenAI

  • Email, analytics, security, and customer-support providers

We do not sell your personal information for money.

Data Retention and Security

We retain information only as reasonably necessary to fulfill orders, maintain business records, resolve disputes, prevent fraud, and comply with legal obligations.

We use reasonable safeguards, but no online system can guarantee complete security.

Children’s Privacy

Fast Funding Vault is intended for adults and is not directed to children under 13. We do not knowingly collect personal information from children under 13.

Your Choices

You may contact us to request access to, correction of, or deletion of personal information we control, subject to applicable legal and recordkeeping requirements.

Contact Us

[LEGAL BUSINESS NAME]
[BUSINESS MAILING ADDRESS]
Email: [SUPPORT EMAIL]

Terms and Conditions

Effective Date: July 16, 2026

These Terms and Conditions govern your purchase and use of the Fast Funding Vault website, digital Access Pass, funding resources, prompts, educational materials, and custom GPT experience.

By purchasing or using the Fast Funding Vault, you agree to these Terms.

1. Description of the Product

Fast Funding Vault is an educational funding-research and drafting resource designed to help users:

  • Search for potential funding opportunities.

  • Understand basic eligibility requirements.

  • Draft application responses.

  • Develop sponsorship pitches.

  • Organize information needed for funding applications.

Your purchase covers our proprietary instructions, funding framework, digital resources, prompts, and access guide. It does not purchase ChatGPT, an OpenAI subscription, or ownership of any OpenAI service.

2. No Funding Guarantee

Purchasing or using the Fast Funding Vault does not guarantee:

  • Approval for a grant or sponsorship.

  • Receipt of any specific amount of money.

  • Eligibility for any opportunity.

  • Availability of a particular grant.

  • Acceptance of an application.

  • A specific business, financial, or personal result.

Funding opportunities, requirements, award amounts, and deadlines can change without notice.

3. AI and Information Disclaimer

Fast Funding Vault uses artificial intelligence. AI-generated responses can be incomplete, outdated, or incorrect.

You are responsible for:

  • Verifying opportunities on the funder’s official website.

  • Confirming eligibility requirements and deadlines.

  • Reviewing and editing every application before submitting it.

  • Ensuring that all submitted information is accurate and truthful.

  • Obtaining professional legal, tax, accounting, or financial advice when needed.

Fast Funding Vault is not a law firm, accounting firm, financial institution, government agency, grantmaker, or guaranteed funding service.

4. Third-Party Platform

Fast Funding Vault operates through ChatGPT. Customers may be required to create or sign in to their own ChatGPT account.

ChatGPT is operated by OpenAI and is subject to OpenAI’s terms, policies, availability, usage limits, and account requirements. We do not control ChatGPT’s uptime, features, model changes, account restrictions, or platform availability.

Fast Funding Vault is independently created and is not sponsored, endorsed, or operated by OpenAI.

5. Personal License

Your purchase provides a limited, personal, nonexclusive, nontransferable license to use the purchased materials.

You may not:

  • Share, sell, sublicense, or publicly post the access link.

  • Give your Access Pass to another person.

  • Copy or redistribute our proprietary prompts or materials.

  • Attempt to duplicate or reverse engineer the product.

  • Use the product for unlawful, deceptive, or fraudulent applications.

Access may be suspended when unauthorized sharing, misuse, fraud, or policy violations are detected.

6. Payments

You agree to provide accurate billing information and authorize the stated charge at checkout.

Unless the checkout page expressly identifies a recurring membership, your purchase is a one-time digital-product transaction.

7. Refunds

All purchases are governed by the No-Refund Policy below, which is incorporated into these Terms.

8. Availability and Updates

We may update, modify, replace, or discontinue portions of the product when necessary. When reasonably possible, we may provide substantially similar replacement resources if a third-party platform change affects access.

9. Intellectual Property

The Fast Funding Vault name, branding, original prompts, frameworks, written materials, graphics, and Access Pass remain the intellectual property of [LEGAL BUSINESS NAME].

Third-party names and trademarks belong to their respective owners.

10. Limitation of Liability

To the maximum extent permitted by law, we are not liable for indirect, incidental, special, or consequential losses arising from your use of the product, funding decisions, application outcomes, third-party platforms, or reliance on AI-generated information.

Our total liability will not exceed the amount you paid for the product giving rise to the claim.

Nothing in these Terms excludes rights or remedies that cannot legally be excluded.

11. Governing Law

These Terms are governed by the laws of the State of Alabama, without regard to conflict-of-law principles.

12. Contact

Questions concerning these Terms may be sent to:

[LEGAL BUSINESS NAME]
Email: [SUPPORT EMAIL]

No-Refund Policy

Effective Date: July 16, 2026

All Digital-Product Sales Are Final

Because Fast Funding Vault is a digital product and access is delivered immediately after payment, all purchases are final and nonrefundable once the Access Pass or access instructions have been delivered.

Refunds will not be provided because:

  • You changed your mind.

  • You did not use the product.

  • You expected guaranteed funding.

  • You did not qualify for a particular opportunity.

  • You were not awarded a grant or sponsorship.

  • You did not receive the amount of funding desired.

  • You did not have or create the required ChatGPT account.

  • You encountered usage limits imposed by ChatGPT.

  • You failed to review the product description before purchasing.

Delivery or Technical Problems

If you do not receive your Access Pass or cannot open the provided link, contact [SUPPORT EMAIL] within seven days of purchase.

We will make a reasonable effort to restore access, resend the product, correct a defective link, or provide substantially similar replacement access.

A refund may be considered when required by law, in cases of duplicate charges, or when we cannot deliver the purchased product after reasonable troubleshooting.

Chargebacks

Please contact us before initiating a payment dispute. Fraudulent or unauthorized chargebacks may result in immediate termination of access and submission of transaction and delivery records to the payment processor.

Agreement

By completing your purchase, you acknowledge that:

  • You are purchasing an immediately delivered digital product.

  • Funding results are not guaranteed.

  • You have reviewed and accepted this No-Refund Policy.

  • Your purchase becomes final once digital access is delivered.

Place this directly above your purchase button:

Digital Product Notice: Your access is delivered immediately after payment. Due to the digital nature of this product, all sales are final. Funding and award results are not guaranteed. By purchasing, you agree to our Terms, Privacy Policy, and No-Refund Policy.

Make the three policy names clickable and link them to their respective pages. Clear disclosure before payment is especially important for an all-sales-final policy. FTC business guidance

These are practical templates, not individualized legal advice. Have an Alabama attorney review them before relying on them as final legal documents.